Comment transférer des bitcoins depuis Venmo vers d’autres portefeuilles : état actuel, limitations et alternatives

If you’re searching for answers on "how to send Bitcoin from Venmo to another wallet," you’re likely feeling a bit puzzled. As of January 2026, Venmo still does not support direct transfers of Bitcoin to any external wallet addresses.

Whether you want to move your assets to a more secure hardware wallet, trade on another exchange, or participate in DeFi applications, you’ll need to use specific workarounds to achieve your goal.

Venmo’s Cryptocurrency Features and Positioning

Venmo, a mobile payment service under PayPal, officially entered the cryptocurrency space in April 2021, allowing users to buy, hold, and sell major digital assets like Bitcoin. This move provided Venmo’s massive user base with an easy entry point to cryptocurrency.

However, Venmo’s crypto functionality is essentially designed as a closed-loop system. Users can buy and sell crypto within the app, but the platform does not support withdrawing these assets to external wallet addresses. This approach positions Venmo more as a brokerage and investment intermediary rather than a fully-featured cryptocurrency exchange.

Why Can’t You Send Bitcoin Directly?

Regulatory compliance is one of the main reasons Venmo restricts external transfers. To comply with requirements from agencies like the U.S. Financial Crimes Enforcement Network (FinCEN) and to prevent risks of money laundering and terrorist financing, the platform keeps crypto assets circulating only within its system. This closed model enables Venmo to more effectively perform user identity verification and meet anti-money laundering obligations.

From a security perspective, Venmo’s custodial model aims to protect users from common risks in crypto transactions, such as entering the wrong address, losing private keys, or falling victim to external wallet scams. This stands in stark contrast to the crypto community’s "not your keys, not your coins" philosophy.

Detailed Workarounds

Transferring via Cryptocurrency Exchanges

Currently, the most practical and cost-effective method is to use a reputable cryptocurrency exchange as a bridge. The process involves five steps:

• Choose and register with an exchange: Sign up for an account at a trusted crypto exchange and complete the required identity verification.
• Sell Bitcoin on Venmo: Sell your Bitcoin holdings on Venmo and convert them to USD or another fiat currency.
• Transfer fiat funds: Withdraw the funds from your Venmo account to your bank account, then deposit them into your chosen exchange.
• Re-purchase Bitcoin: Use the deposited funds on the exchange to buy Bitcoin again.
• Send to an external wallet: Withdraw the newly purchased Bitcoin from the exchange to your target wallet address.

Potential fees throughout this process may include: Venmo’s crypto transaction fees (about 0.5%–2.3%), possible bank transfer fees, and the exchange’s trading and withdrawal fees.

Using Cryptocurrency ATM Services

For users who prefer cash transactions or require higher anonymity, crypto ATMs offer another option. The process is straightforward: after selling Bitcoin on Venmo and withdrawing fiat, take out cash and visit a crypto ATM to directly purchase Bitcoin and send it to your designated external wallet.

However, this method usually comes with higher costs, including ATM fees, unfavorable exchange rates, and Bitcoin network fees. It’s best suited for small transactions or for situations where traditional exchanges aren’t accessible.

Bitcoin Market Status and Security Considerations

When considering asset transfers, it’s crucial to understand the current market landscape. According to Gate market data, as of January 22, 2026, the Bitcoin price is $89,915.3, with a market cap of $1.79 trillion, accounting for 55.54% of the entire crypto market. The average price of Bitcoin in 2026 is $89,955.4, with fluctuations expected between $80,959.86 and $133,133.99.

Before executing any asset transfer, security should be your top priority. Double-checking wallet addresses is essential, as blockchain transactions are irreversible. During the transfer process, enable two-factor authentication and use only trusted official wallet apps to avoid third-party tools that may contain malware.

Future Outlook and Industry Trends

Mainstream payment platforms like Venmo adopting cryptocurrency reflects the growing presence of digital assets in everyday financial scenarios. However, current transfer restrictions limit the broader application of crypto, preventing users from engaging in DeFi, staking, and other advanced crypto ecosystems.

As regulatory frameworks improve and technical solutions advance, platforms like Venmo may eventually enable more robust crypto asset transfer features. In fact, the "Beautiful Act" passed in the U.S. in 2025 has removed the requirement for Venmo, PayPal, and similar platforms to report transactions over $600 to the IRS. This policy change could help drive greater adoption of crypto for peer-to-peer payments.

Important Notes and Recommendations

Before making any asset transfers, always check if Venmo’s policies have changed. Although there have been reports that PayPal planned to launch crypto transfer services for Venmo users, as of early 2026, direct external transfer functionality is still unavailable. Consider the tax implications as well. While the $600 reporting threshold has been removed, crypto transactions may still incur capital gains tax obligations, so consulting a tax professional is recommended. When choosing a workaround, compare the total costs (including fees, exchange rate differences, and time) and security of each method, and make an informed decision based on your specific needs (such as transfer amount and time sensitivity).

Professional cryptocurrency exchanges offer superior user interfaces, asset management, and withdrawal flexibility compared to payment apps like Venmo. As technical infrastructure and regulatory clarity improve, direct transfers of crypto assets from Venmo to external wallets may become more convenient. For now, professional crypto exchanges remain the preferred choice for managing digital assets. In the crypto world, both freedom of asset movement and security are paramount. Venmo’s approach represents a balanced path, while your choices define your personal boundaries of asset control.